LAHORE (News Desk): State Bank of Pakistan (SBP) has allowed deferred payments on consumer loans for one year. Borrowers availing consumer finance (auto, housing, personal loans, credit card) and who were regular on their payments up till 31 Dec 19 can request banks to defer principal amount for 1 year without any fee or increase in markup. They will continue to service the mark-up amount. A total of 221,865,742 shares were traded compared to the trade 159,469,826 shares during the previous day, whereas the value of shares traded during the day stood at 7.356 billion as compared to Rs4.225 billion during last trading day. According to details, Borrowers who are unable to service the mark-up amount or need deferment exceeding one year, may request the bank to reschedule/ restructure their facilities. If the rescheduling/ restructuring is done within 180 days of the loans being past due, such financing facilities will continue to be treated as regular. The deferment of principal component or rescheduling/ restructuring shall not affect the credit history of the borrower. Borrowers can request for deferment or principal amount of rescheduling/ restructuring of loans at Call Centre through recorded lines from registered number or from their authorized email addresses.